Home Insurance That Protects Your California Lifestyle
Tailored coverage for California homeowners. Safeguard your home, property, and peace of mind with RG Insurance.
Licensed in California • Fast quotes • Reliable claims support
Your Home is Your Biggest Investment. Let's Protect It.
Home insurance provides financial protection against disasters, theft, and accidents. A standard policy insures the home itself and the things you keep in it. For California homeowners, where risks can range from wildfires to earthquakes, having the right coverage is not just a good idea—it's essential for financial security.
At RG Insurance, we simplify the process. Our policies are designed to offer robust protection that is easy to understand and manage, giving you confidence that your home and family are secure, no matter what happens.
Smarter Home Insurance Starts Here
We combine modern technology with expert, local support to provide coverage that's fast, clear, and reliable.
Policies designed around the unique needs of California homeowners, from wildfire risk to local regulations.
Get a personalized home insurance quote in minutes. Our AI platform finds the best coverage at the right price.
Our local agents provide expert advice on state requirements, ensuring you get the right protection.
We make insurance easy to understand, with no confusing jargon, so you know exactly what you're covered for.
What Does Homeowners Insurance Protect Against?
RG Insurance offers financial protection for your home and belongings if they are damaged or destroyed. It also helps provide liability protection in case someone is hurt on your property. To make it simple, we've compiled a view of what is and isn't typically covered in a standard home insurance policy.
| Situation | Usually Covered | Not Usually Covered |
|---|---|---|
| Fire | ||
| Theft | ||
| Vandalism | ||
| Earthquake | ||
| Plumbing issues | ||
| Smoke damage | ||
| Normal wear and tear | ||
| Flood | ||
| Pest damage (vermin, rodents, etc.) | ||
| Freezing of pipes |
Comprehensive Protection for Your Home
Understand the key parts of a standard home insurance policy.
Coverage for Every Kind of Homeowner
Protect your single-family home, townhome, or duplex. It's your biggest investment, and our policies safeguard it from the unexpected.
Navigating homeownership for the first time? We make the insurance process simple, clear, and affordable.
Secure your rental properties with specialized landlord insurance that covers property damage, liability, and loss of rental income.
Get coverage for your unit's interior, your personal belongings, and liability with a policy designed for condo living.
Get Your Quote in 3 Simple Steps
Tell Us About Your Home
Provide basic details about your property. It only takes a few minutes.
Get a Personalized Quote
Our AI platform instantly analyzes your needs to find the best coverage and price.
Secure Your Policy
Review your options, finalize your policy online, and get instant proof of insurance.
Trusted by California Homeowners
"Getting home insurance through RG was refreshingly simple. The quote was fast, the policy was easy to understand, and I feel confident my home is properly protected."
Sarah L.
Homeowner, San Diego, CA
"As a first-time homebuyer, I was overwhelmed by the process. The agent at RG Insurance walked me through everything and found a policy that fit my budget perfectly."
Michael Chen
First-Time Buyer, Los Angeles, CA
"We had to file a claim after a water leak, and the support from RG was outstanding. They were responsive, fair, and made a stressful situation much more manageable."
David & Emily R.
Homeowners, Sacramento, CA
What Home Insurance Coverage Is Required in Your State?
Select a state using the map or dropdown menu to see if home insurance is required. Note: Homeowners insurance coverage is not available in all states.