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Health insurance for you, your family and your team

Individual and family plans, Medicare options and group health for employers, explained in plain language so you can choose with confidence.

Start your health insurance application

Prefer to talk? Call a licensed agent at (840) 271-0179.

What health insurance can cover

Coverage options vary by carrier and policy. Your agent will walk you through what's included and what's optional.

Individual and family plans

Plans you buy yourself, including Covered California plans, where you may qualify for help paying your premium.

Medicare Supplement

Helps pay the costs Original Medicare leaves behind, like deductibles and coinsurance.

Medicare Advantage

An all-in-one alternative to Original Medicare, often with drug, dental and vision coverage.

Group health for employers

Health plans for small businesses that want to offer benefits and keep good people.

Dental and vision

Stand-alone or add-on coverage for checkups, glasses, contacts and dental work.

Short-term health

Temporary coverage for gaps, like between jobs, where it's available.

Who it's for

  • Self-employed people and freelancers
  • Families without coverage through work
  • People turning 65
  • Small businesses offering benefits
  • Anyone who lost coverage or moved

Ways you could save

Discounts depend on the carrier and your eligibility.

  • Premium help through Covered California
  • Health savings account plans
  • Group rates through your business
  • Bundle dental and vision
  • Compare plans every year

Health insurance questions

When can I sign up for health insurance?

Individual and family plans have a yearly open enrollment period, usually in the fall and winter. Outside it you can enroll after a qualifying life event, like losing coverage, moving, getting married or having a baby. Medicare has its own enrollment periods. Call us and we'll tell you which applies to you.

Is health insurance required in California?

Yes. California requires most residents to have qualifying health coverage or pay a penalty when they file their state taxes, unless they qualify for an exemption.

Can I keep my doctor?

It depends on the plan's network. Tell us which doctors and hospitals matter to you and we'll compare plans that include them.

Get a health insurance quote

It takes a few minutes online, or call and an agent will walk you through it.